Lost Your Health Coverage? You Still Have Affordable Options

RC Creations
Jun 23
2 min read

Losing your health insurance — whether through your job, Medicaid, or another source — can feel overwhelming. But the good news is: you still have options. You don’t have to go without coverage, and you don’t have to navigate it alone.

Whether you're between jobs, recently aged out of Medicaid, or facing changes in your household, it's possible to transition into affordable, flexible private coverage that fits your current situation.

Why People Lose Coverage — and What to Do Next

There are many reasons people lose their health insurance:

Job loss or change in employment
Changes in income or eligibility for Medicaid
Turning 26 and aging off a parent’s plan
Divorce or changes in household structure
Relocation or moving to a new state

No matter the reason, you typically qualify for a Special Enrollment Period (SEP) — giving you a window of time (usually 60 days) to enroll in a new plan outside of the normal Open Enrollment period.

Don’t Try to Navigate It Alone — Speak to an Advocate

The process of comparing plans, checking eligibility, and applying for coverage can be confusing — especially when you’re already dealing with the stress of change. That’s where Nationwide Health Advocates comes in.

Our team of licensed health insurance agents and caring advocates will:

Explain what you’re eligible for based on your unique situation
Help you compare Marketplace and private health plan options
Assist with enrollment so you don’t miss any critical deadlines
Work to find the most affordable coverage available to you

Your Coverage Options After Losing Insurance

You don’t have to settle for going uninsured or paying outrageous premiums. Depending on your income, household size, and location, you may qualify for:

✅ ACA Marketplace Plans

Many people qualify for subsidies or cost reductions, especially after a drop in income.

✅ Private Health Insurance Plans

These plans can be tailored to your needs, and in many cases, are more flexible than employer coverage — especially if you’re self-employed, between jobs, or retiring early.